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BC ai-agent-lending

Wallet-based credit system for AI agents. Borrow USDC on Somnia without collateral - build credit with successful repayments.

ClawHub Agent Skills author: aroushanpurdue v2.0.0 MIT-0 3 files body ≈ 1 810 tokens Open the sourceclawhub.ai↗ analyzed 4 d ago

As a process C 58/100 · Has gaps — weak spots: result and completion, when it triggers, inputs and preconditions

GeneratorAI and agentsInfrastructuretype and topics are labelled automatically from the skill text
Runs in: OpenClaw Claude / Claude Code ChatGPT / Codex Gemini CLI Cursor GitHub Copilot / VS Code Qwen Code Kimi Code CLI Z.ai (GLM) DeepSeek (Deep Code) Mistral Vibe LangChain (deepagents) Goose OpenCode
JSON
Technical rating
B
83/100
safety, quality, tests
Safety 60%
91
Quality 40%
71
Run on models
none yet
Process rating
C
58/100
Has gaps
Result and completion w 14
0
Inputs and preconditions w 11
0
Progress reporting w 2
0
the three weakest of ten parameters · all ten

How to improve

  1. Say in the description WHEN to use the skill ("use when…", example requests): that is the agent's main cue.
For the model run — optional
  • Your own cases (evals/evals.json, 4–6 real requests with expected answers): the full check would then run those instead of a model-drafted suite.
  • A spec.yaml with trigger phrases and assertions — a behaviour contract for CI; `skilltest init` writes a template.

Guard findings · 9

✓ No critical or high findings

Medium and low: 9
  • low Secrets in code secret-high-entropy-token skill.json:39
    High-entropy token-like string (may be an id, hash or a credential) (quoted — discussed, not commanded)
    "USDC": "0xa5…35f",
    quoted
  • low Secrets in code secret-high-entropy-token skill.json:40
    High-entropy token-like string (may be an id, hash or a credential) (quoted — discussed, not commanded)
    "BotRegistry": "0x8e…609",
    quoted
  • low Secrets in code secret-high-entropy-token skill.json:41
    High-entropy token-like string (may be an id, hash or a credential) (quoted — discussed, not commanded)
    "PermissionsRegistry": "0x02…e8C",
    quoted
  • low Secrets in code secret-high-entropy-token skill.json:42
    High-entropy token-like string (may be an id, hash or a credential) (quoted — discussed, not commanded)
    "LendingPool": "0x11…8BF"
    quoted
  • low Secrets in code secret-high-entropy-token SKILL.md:37
    High-entropy token-like string (may be an id, hash or a credential) (quoted — discussed, not commanded)
    - USDC: `0xa5…35f`
    quoted
  • low Secrets in code secret-high-entropy-token SKILL.md:38
    High-entropy token-like string (may be an id, hash or a credential) (quoted — discussed, not commanded)
    - BotRegistry: `0x8e…609`
    quoted
  • low Secrets in code secret-high-entropy-token SKILL.md:39
    High-entropy token-like string (may be an id, hash or a credential) (quoted — discussed, not commanded)
    - PermissionsRegistry: `0x02…e8C`
    quoted
  • low Secrets in code secret-high-entropy-token SKILL.md:40
    High-entropy token-like string (may be an id, hash or a credential) (quoted — discussed, not commanded)
    - LendingPool: `0x11…8BF`
    quoted
  • low Secrets in code secret-high-entropy-token SKILL.md:81
    High-entropy token-like string (may be an id, hash or a credential) (quoted — discussed, not commanded)
    address: '0x8e…609',
    quoted

Files scanned: 3. Evidence is masked. Grey chips explain why severity was lowered.

Against the Agent Skills spec

  • warning description-no-when description does not say WHEN to use the skill (no "use when")
  • note frontmatter-key unknown frontmatter key "homepage"

Process rating: all ten parameters 58/100

  • 0Result and completion. Does not say what the result is
  • 0Inputs and preconditions. Does not say what the process needs to start
  • 0Progress reporting. Says nothing while it works
  • 20When it triggers. No condition that starts the skill
  • 50Failures and branches. 0 branches, has a failure section
  • 100Tools and files. No external tools needed
  • 100Steps. 36 steps
  • 100Consistency. Name and required fields are in place
  • 100Execution cost. Instruction body is 1810 tokens
  • 100Running it twice. No mutating operations
  • low 11 top-level sections: this looks like several domains in one skill

Everything here is measured from the skill text rather than judged by a model, so the numbers are checkable. A parameter weighs more when it is a more common reason for the process to stall.

Quality signals

  • +5Description has no quoted example phrases that should trigger the skill
  • +4Description does not say when NOT to use the skill (false activations)
  • +3Output format is not stated: the model decides each time
  • +1No license
  • +2Single-language instructions
  • +3Description length 125: enough signal without eating the budget
  • +4Structure: 22 headings
  • +3Step-by-step instructions: 36 items
  • +4Has examples (14 code blocks)

Quality base 70; lint remarks subtract, signals add up to 100. Result: 71.

External checks

ClawHub: suspicious
This is a coherent crypto lending skill, but it asks users or agents to grant persistent wallet permissions and perform financial blockchain transactions without enough safety boundaries.
LLM: suspicious (high) · VirusTotal: · 29 May 2026