BD 养老规划助手
中国养老规划AI助手。提供养老现状分析、财务缺口计算（4%法则/25倍法则）、分年龄段(30/40/50)行动方案、养老金三大支柱解读、长期护理保险政策、医疗保障配置、居住模式选择、适老化改造、法律传承准备的全面指导。Triggers: 养老规划, 准备养老, 退休规划, 养老金, 养老需要多少钱, 养老方案, 如何养老, 养老准备, retirement planning, 养老金融, 长期护理险, 长护险, 个人养老金.
中国养老规划AI助手。提供养老现状分析、财务缺口计算（4%法则/25倍法则）、分年龄段(30/40/50)行动方案、养老金三大支柱解读、长期护理保险政策、医疗保障配置、居住模式选择、适老化改造、法律传承准备的全面指导。Triggers: 养老规划, 准备养老, 退休规划, 养老金, 养老需要多少钱, 养老方案…
As a process D 49/100 · Unfinished process — weak spots: result and completion, when it triggers, inputs and preconditions
How to improve
- Say in the description WHEN to use the skill ("use when…", example requests): that is the agent's main cue.
- Your own cases (evals/evals.json, 4–6 real requests with expected answers): the full check would then run those instead of a model-drafted suite.
- A spec.yaml with trigger phrases and assertions — a behaviour contract for CI; `skilltest init` writes a template.
Guard findings · 0
✓ No critical or high findings
Files scanned: 2. Evidence is masked. Grey chips explain why severity was lowered.
Against the Agent Skills spec
- warning
frontmatter-yamlSKILL.md: the frontmatter is not valid YAML (YAML parse error: Nested mappings are not allowed in compact mappings at line 2, column 14: description: 中国养老规划AI助手。提供养老现状分析、财务缺口计算（4%法则/25倍法则）、分年龄段(30/40/50)行动方案、养老金三大支柱解… ^ ); fields were read line by line. The usual cause is a colon inside an unquoted value - warning
name-formatname should be kebab-case (lowercase letters, digits, hyphens) - warning
description-no-whendescription does not say WHEN to use the skill (no "use when") - note
frontmatter-keyunknown frontmatter key "agent_created"
Process rating: all ten parameters 49/100
- 0Result and completion. Does not say what the result is
- 0Inputs and preconditions. Does not say what the process needs to start
- 0Failures and branches. Linear process with no failure handling
- 0Progress reporting. Says nothing while it works
- 20When it triggers. No condition that starts the skill
- 40Consistency. Frontmatter name (养老规划助手) differs from the folder (retirement-guide-skill)
- 100Tools and files. No external tools needed
- 100Steps. 48 steps
- 100Execution cost. Instruction body is 354 tokens
- 100Running it twice. No mutating operations
Everything here is measured from the skill text rather than judged by a model, so the numbers are checkable. A parameter weighs more when it is a more common reason for the process to stall.
Quality signals
- +5Description has no quoted example phrases that should trigger the skill
- +4Description does not say when NOT to use the skill (false activations)
- +3Output format is not stated: the model decides each time
- +4No input/output examples
- +1No license
- +2Single-language instructions
- +3Description length 214: enough signal without eating the budget
- +4Structure: 11 headings
- +3Step-by-step instructions: 48 items
Quality base 70; lint remarks subtract, signals add up to 100. Result: 52.