AC home-insurance-advisor
家财险专业顾问技能。当用户提到家庭财产保险、家财险、房屋保险、财产保障、家庭风险、房屋风险评估、保险推荐等相关话题时，必须激活此技能。即使用户只是模糊表达"想买保险保护房子/家"、"家里有贵重物品怎么保"、"担心漏水/火灾/盗窃"等，也应主动使用此技能。此技能将引导对话系统性采集用户信息，识别家财风险等级，推荐匹配的保险品类与核心保障责任，输出结构化的风险分析与产品建议报告。
As a process C 53/100 · Has gaps — weak spots: result and completion, when it triggers, inputs and preconditions
How to improve
- Say in the description WHEN to use the skill ("use when…", example requests): that is the agent's main cue.
For the model run — optional
- Your own cases (evals/evals.json, 4–6 real requests with expected answers): the full check would then run those instead of a model-drafted suite.
- A spec.yaml with trigger phrases and assertions — a behaviour contract for CI; `skilltest init` writes a template.
Guard findings · 0
✓ No critical or high findings
Files scanned: 3. Evidence is masked. Grey chips explain why severity was lowered.
Against the Agent Skills spec
- warning
description-no-whendescription does not say WHEN to use the skill (no "use when")
Process rating: all ten parameters 53/100
- 0Result and completion. Does not say what the result is
- 0Inputs and preconditions. Does not say what the process needs to start
- 0Failures and branches. Linear process with no failure handling
- 0Progress reporting. Says nothing while it works
- 20When it triggers. No condition that starts the skill
- 100Tools and files. No external tools needed
- 100Steps. 50 steps
- 100Consistency. Name and required fields are in place
- 100Execution cost. Instruction body is 875 tokens
- 100Running it twice. No mutating operations
Everything here is measured from the skill text rather than judged by a model, so the numbers are checkable. A parameter weighs more when it is a more common reason for the process to stall.
Quality signals
- +4Description does not say when NOT to use the skill (false activations)
- +3Output format is not stated: the model decides each time
- +1No license
- +2Single-language instructions
- +5Description quotes 3 example trigger phrases
- +3Description length 189: enough signal without eating the budget
- +4Structure: 17 headings
- +3Step-by-step instructions: 50 items
- +4Has examples (1 code blocks)
- +4Reference files are cited in the instructions (1 of 1)
Quality base 70; lint remarks subtract, signals add up to 100. Result: 81.
External checks
ClawHub: clean
This is a Chinese-language home insurance advice skill with no executable code or hidden data sharing, though users should avoid giving unnecessary personal details.
LLM: benign (high) · VirusTotal: benign · 28 May 2026