AB fints-banking
Support for German personal online banking following FinTS banking standard. Out of the box support for many german banks. Uses system keychain to keep credentials safe. Native Human-in-the-loop experince for transactions. Built in recovery and onboarding flows.
As a process B 67/100 · Nearly there — weak spots: when it triggers, inputs and preconditions, running it twice
How to improve
- Say in the description WHEN to use the skill ("use when…", example requests): that is the agent's main cue.
For the model run — optional
- Your own cases (evals/evals.json, 4–6 real requests with expected answers): the full check would then run those instead of a model-drafted suite.
- A spec.yaml with trigger phrases and assertions — a behaviour contract for CI; `skilltest init` writes a template.
Guard findings · 0
✓ No critical or high findings
Files scanned: 3. Evidence is masked. Grey chips explain why severity was lowered.
Against the Agent Skills spec
- warning
description-no-whendescription does not say WHEN to use the skill (no "use when")
Process rating: all ten parameters 67/100
- 20When it triggers. No condition that starts the skill
- 30Inputs and preconditions. Does not say what the process needs to start
- 30Running it twice. 1 mutating operations with no state check
- 60Tools and files. Uses tools (bash) that frontmatter does not declare
- 60Result and completion. Output format stated, no completion criterion
- 100Steps. 64 steps
- 100Failures and branches. 2 branches, has a failure section
- 100Consistency. Name and required fields are in place
- 100Execution cost. Instruction body is 1477 tokens
- 100Progress reporting. Reports progress
- medium Safety rules and hard prohibitions inside a skill: they belong in the system prompt, here they protect nothing
- low 13 top-level sections: this looks like several domains in one skill
Everything here is measured from the skill text rather than judged by a model, so the numbers are checkable. A parameter weighs more when it is a more common reason for the process to stall.
Quality signals
- +5Description has no quoted example phrases that should trigger the skill
- +4Description does not say when NOT to use the skill (false activations)
- +1No license
- +2Single-language instructions
- +3Description length 262: enough signal without eating the budget
- +4Structure: 14 headings
- +3Step-by-step instructions: 64 items
- +3Output format is stated explicitly
- +4Has examples (18 code blocks)
Quality base 70; lint remarks subtract, signals add up to 100. Result: 75.
External checks
ClawHub: clean
This skill is a clearly disclosed banking helper with strong approval steps for transfers, though users should treat it as sensitive because it can access accounts and initiate payments.
LLM: benign (high) · VirusTotal: benign · 28 May 2026