SKILLEMALL.ai

BF card-wallet

Audit a multi-card wallet for overlap, gaps, and total annual cost. Given a list of cards the user holds, identifies redundant benefits, uncovered spend categories, and net fee burden. Use when the user wants to evaluate their full card lineup.

ClawHub Agent Skills author: Jiahong (Hong) v1.0.1 MIT-0 3 files body ≈ 369 tokens Open the sourceclawhub.ai analyzed 4 d ago

As a process F 55/100 · Will not run — References files that are not bundled: ../card-identity/SKILL.md, ../card-shared/source-policy.yaml, ../card-shared/command-contracts.yaml

AnalyzerInfrastructuretype and topics are labelled automatically from the skill text
JSON
Technical rating
B
87/100
safety, quality, tests
Safety 60%
100
Quality 40%
68
Run on models
none yet
Process rating
F
55/100
Will not run
References files that are not bundled: ../card-identity/SKILL.md, ../card-shared/source-policy.yaml, ../card-shared/command-contracts.yaml
Tools and files w 18
0
Result and completion w 14
0
Progress reporting w 2
0
the three weakest of ten parameters · all ten

How to improve

  1. The text references files that are not there: add them or drop the references.
For the model run — optional
  • Your own cases (evals/evals.json, 4–6 real requests with expected answers): the full check would then run those instead of a model-drafted suite.
  • A spec.yaml with trigger phrases and assertions — a behaviour contract for CI; `skilltest init` writes a template.

Guard findings · 0

✓ No critical or high findings

Files scanned: 3. Evidence is masked. Grey chips explain why severity was lowered.

Against the Agent Skills spec

  • warning missing-ref reference to a missing file: ../card-identity/SKILL.md
  • warning missing-ref reference to a missing file: ../card-shared/source-policy.yaml
  • warning missing-ref reference to a missing file: ../card-shared/command-contracts.yaml
  • warning missing-ref reference to a missing file: ../card-shared/confidence-rules.md
  • warning missing-ref reference to a missing file: ../card-shared/normalization-rules.md

Process rating: all ten parameters 55/100

Will not run. References files that are not bundled: ../card-identity/SKILL.md, ../card-shared/source-policy.yaml, ../card-shared/command-contracts.yaml
  • 0Tools and files. 5 referenced file(s) missing: ../card-identity/SKILL.md, ../card-shared/source-policy.yaml, ../card-shared/command-contracts.yaml
  • 0Result and completion. Does not say what the result is
  • 0Progress reporting. Says nothing while it works
  • 55Failures and branches. 1 branches
  • 70When it triggers. States when to use, but not when not to
  • 70Inputs and preconditions. Inputs and preconditions are listed
  • 100Steps. 13 steps
  • 100Consistency. Name and required fields are in place
  • 100Execution cost. Instruction body is 369 tokens
  • 100Running it twice. No mutating operations

Everything here is measured from the skill text rather than judged by a model, so the numbers are checkable. A parameter weighs more when it is a more common reason for the process to stall.

Quality signals

  • +5Description has no quoted example phrases that should trigger the skill
  • +4Description does not say when NOT to use the skill (false activations)
  • +3Output format is not stated: the model decides each time
  • +4No input/output examples
  • +1No license
  • +2Single-language instructions
  • +3Description length 244: enough signal without eating the budget
  • +4Structure: 4 headings
  • +3Step-by-step instructions: 13 items

Quality base 70; lint remarks subtract, signals add up to 100. Result: 68.

External checks

ClawHub: clean
This skill appears to provide a disclosed credit-card wallet audit using public web research, with no evidence of hidden execution, credential use, persistence, or destructive behavior.
LLM: benign (medium) · VirusTotal: · 9 Aug 2026