SKILLEMALL.ai

BF shouxin-report

Use when handling a small-business bank credit investigation report under a fixed Excel template, from intake and material extraction through drafting, customer supplement list, financial analysis, examiner-style review, material-driven final audit, and iterative revision after review feedback.

ClawHub Agent Skills author: Jieszs v1.0.0 MIT-0 6 files body ≈ 3 090 tokens Open the sourceclawhub.ai analyzed 4 d ago

As a process F 54/100 · Will not run — References files that are not bundled: /Users/daisy/.codex/skills/spreadsheet/SKILL.md, /Users/daisy/.codex/skills/credit-report-writing/SKILL.md

AnalyzerData and analyticstype and topics are labelled automatically from the skill text
JSON
Technical rating
B
87/100
safety, quality, tests
Safety 60%
100
Quality 40%
67
Run on models
none yet
Process rating
F
54/100
Will not run
References files that are not bundled: /Users/daisy/.codex/skills/spreadsheet/SKILL.md, /Users/daisy/.codex/skills/credit-report-writing/SKILL.md
Tools and files w 18
0
Progress reporting w 2
0
Running it twice w 4
30
the three weakest of ten parameters · all ten

How to improve

  1. The text references files that are not there: add them or drop the references.
For the model run — optional
  • Your own cases (evals/evals.json, 4–6 real requests with expected answers): the full check would then run those instead of a model-drafted suite.
  • A spec.yaml with trigger phrases and assertions — a behaviour contract for CI; `skilltest init` writes a template.

Guard findings · 0

✓ No critical or high findings

Files scanned: 6. Evidence is masked. Grey chips explain why severity was lowered.

Against the Agent Skills spec

  • warning missing-ref reference to a missing file: /Users/daisy/.codex/skills/spreadsheet/SKILL.md
  • warning missing-ref reference to a missing file: /Users/daisy/.codex/skills/credit-report-writing/SKILL.md

Process rating: all ten parameters 54/100

Will not run. References files that are not bundled: /Users/daisy/.codex/skills/spreadsheet/SKILL.md, /Users/daisy/.codex/skills/credit-report-writing/SKILL.md
  • 0Tools and files. 2 referenced file(s) missing: /Users/daisy/.codex/skills/spreadsheet/SKILL.md, /Users/daisy/.codex/skills/credit-report-writing/SKILL.md
  • 0Progress reporting. Says nothing while it works
  • 30Running it twice. 5 mutating operations with no state check
  • 40Result and completion. Does not say what the result is
  • 50When it triggers. No condition that starts the skill
  • 70Inputs and preconditions. Inputs and preconditions are listed
  • 70Failures and branches. 5 branches
  • 85Steps. 250 steps, 1 vague phrases
  • 100Consistency. Name and required fields are in place
  • 100Execution cost. Instruction body is 3090 tokens
  • medium Safety rules and hard prohibitions inside a skill: they belong in the system prompt, here they protect nothing
  • low 10 top-level sections: this looks like several domains in one skill

Everything here is measured from the skill text rather than judged by a model, so the numbers are checkable. A parameter weighs more when it is a more common reason for the process to stall.

Quality signals

  • +5Description has no quoted example phrases that should trigger the skill
  • +4Description does not say when NOT to use the skill (false activations)
  • +3Output format is not stated: the model decides each time
  • +4No input/output examples
  • -4Absolute local paths (C:\Users, /home/…): not portable
  • +1No license
  • +2Single-language instructions
  • +3Description length 295: enough signal without eating the budget
  • +4Structure: 31 headings
  • +3Step-by-step instructions: 250 items

Quality base 70; lint remarks subtract, signals add up to 100. Result: 67.

External checks

ClawHub: suspicious
The skills are mostly coherent maintenance guidance, but one bundled review helper defaults to running nested Codex with full filesystem/network authority and bypassed approvals.
LLM: suspicious (medium) · VirusTotal: · 29 May 2026