AC insurai-tw
Use for Republic of China (Taiwan) personal insurance tasks through the InsurAI Agent API, including insurance planning interpretation, occupation classification, product recommendation and search, policy review, coverage-gap analysis, metadata lookup, contract or premium document retrieval, and PDF link lookup. Apply the mandatory scope and rejection rules before any API call. For policy images or PDFs, use external OCR/document-processing capability first, then analyze the extracted text with this skill. Requires INSURAI_API_KEY from https://insurai.com.tw. 適用於中華民國（臺灣）保險相關任務，包括保險規劃分析、保單檢視、保障缺口分析、保險商品推薦、商品檢索、文件取得、商品 metadata 查詢與保險個人職業分類表查詢。呼叫 API 前請先套用必要的適用範圍與拒絕規則；若為保單圖片或 PDF，須先由外部 OCR／文件處理能力轉成文字後，再交由本 skill 分析。使用前需先至 https://insurai.com.tw 註冊會員並申請 INSURAI-API-KEY。
Use for Republic of China (Taiwan) personal insurance tasks through the InsurAI Agent API, including insurance planning interpretation, occupation…
As a process C 52/100 · Has gaps — weak spots: when it triggers, inputs and preconditions, failures and branches
How to improve
- Your own cases (evals/evals.json, 4–6 real requests with expected answers): the full check would then run those instead of a model-drafted suite.
- A spec.yaml with trigger phrases and assertions — a behaviour contract for CI; `skilltest init` writes a template.
Guard findings · 0
✓ No critical or high findings
Files scanned: 9. Evidence is masked. Grey chips explain why severity was lowered.
Against the Agent Skills spec
✓ No remarks against the Agent Skills spec
Process rating: all ten parameters 52/100
- 0Inputs and preconditions. Does not say what the process needs to start
- 0Failures and branches. Linear process with no failure handling
- 0Progress reporting. Says nothing while it works
- 20When it triggers. No condition that starts the skill
- 30Running it twice. 2 mutating operations with no state check
- 60Tools and files. Uses tools (bash, web, python) that frontmatter does not declare
- 60Result and completion. Output format stated, no completion criterion
- 100Steps. 45 steps
- 100Consistency. Name and required fields are in place
- 100Execution cost. Instruction body is 2029 tokens
- medium Safety rules and hard prohibitions inside a skill: they belong in the system prompt, here they protect nothing
Everything here is measured from the skill text rather than judged by a model, so the numbers are checkable. A parameter weighs more when it is a more common reason for the process to stall.
Quality signals
- +5Description has no quoted example phrases that should trigger the skill
- +4Description does not say when NOT to use the skill (false activations)
- +2Single-language instructions
- +3Description length 776: enough signal without eating the budget
- +4Structure: 9 headings
- +3Step-by-step instructions: 45 items
- +3Output format is stated explicitly
- +4Has examples (2 code blocks)
- +4Reference files are cited in the instructions (4 of 4)
- +3All 1 scripts are documented
- +1License stated
Quality base 70; lint remarks subtract, signals add up to 100. Result: 95.