SKILLEMALL.ai

AC openfin-enable-banking

PSD2 Open Banking integration via Enable Banking API. Connect DACH bank accounts (Sparkasse, Volksbank, Deutsche Bank, Commerzbank, DKB, ING, Postbank + Austrian banks) to fetch balances and transactions. Multi-mandant architecture with 3 modes: onboard, fetch, renew. Designed for tax advisory automation.

ClawHub Agent Skills author: Prof. Dr. Paul Pronobis v1.0.0 MIT-0 10 files body ≈ 1 875 tokens Open the sourceclawhub.ai analyzed 3 d ago

As a process C 62/100 · Has gaps — weak spots: when it triggers, inputs and preconditions, running it twice

IntegrationInfrastructureFinancetype and topics are labelled automatically from the skill text
JSON
Technical rating
A
93/100
safety, quality, tests
Safety 60%
100
Quality 40%
83
Run on models
none yet
Process rating
C
62/100
Has gaps
Inputs and preconditions w 11
0
Progress reporting w 2
0
When it triggers w 12
20
the three weakest of ten parameters · all ten

How to improve

  1. Say in the description WHEN to use the skill ("use when…", example requests): that is the agent's main cue.
For the model run — optional
  • Your own cases (evals/evals.json, 4–6 real requests with expected answers): the full check would then run those instead of a model-drafted suite.
  • A spec.yaml with trigger phrases and assertions — a behaviour contract for CI; `skilltest init` writes a template.

Guard findings · 0

✓ No critical or high findings

Files scanned: 10. Evidence is masked. Grey chips explain why severity was lowered.

Against the Agent Skills spec

  • warning description-no-when description does not say WHEN to use the skill (no "use when")

Process rating: all ten parameters 62/100

  • 0Inputs and preconditions. Does not say what the process needs to start
  • 0Progress reporting. Says nothing while it works
  • 20When it triggers. No condition that starts the skill
  • 30Running it twice. 2 mutating operations with no state check
  • 60Tools and files. Uses tools (web, python) that frontmatter does not declare
  • 60Result and completion. Output format stated, no completion criterion
  • 100Steps. 25 steps
  • 100Failures and branches. 1 branches, has a failure section
  • 100Consistency. Name and required fields are in place
  • 100Execution cost. Instruction body is 1875 tokens

Everything here is measured from the skill text rather than judged by a model, so the numbers are checkable. A parameter weighs more when it is a more common reason for the process to stall.

Quality signals

  • +5Description has no quoted example phrases that should trigger the skill
  • +4Description does not say when NOT to use the skill (false activations)
  • +2Single-language instructions
  • +3Description length 306: enough signal without eating the budget
  • +4Structure: 15 headings
  • +3Step-by-step instructions: 25 items
  • +3Output format is stated explicitly
  • +4Has examples (9 code blocks)
  • +4Reference files are cited in the instructions (1 of 1)
  • +3All 4 scripts are documented
  • +1License stated

Quality base 70; lint remarks subtract, signals add up to 100. Result: 83.

External checks

ClawHub: suspicious
This skill does what it claims for open banking, but it needs review because it handles live bank authorization and stored financial records with weak containment and warnings.
LLM: suspicious (high) · VirusTotal: · 29 May 2026