AC family-financial-planner
面向重大人生财务决策（辞职、创业、转行、全职带娃、换城市、Gap Year）的家庭财务全景分析与建模。 构建交互式 HTML 仪表盘，帮助用户评估家庭财务状况、计算生存跑道、模拟多种情景。 触发词：家庭财务分析、辞职财务分析、创业财务规划、资产负债分析、生存月数、跑道计算、 回归职场工资、止损线、辞职vs留任对比、够撑多久、够花多久、能不能辞职、辞职后怎么活、 能不能躺平、躺平多久、财务自由测算、家庭资产盘点、无收入能撑多久。 不适用于：日常记账、个人流水管理、投资理财收益计算、公司财务报表分析。
As a process C 53/100 · Has gaps — weak spots: result and completion, when it triggers, inputs and preconditions
How to improve
- Your own cases (evals/evals.json, 4–6 real requests with expected answers): the full check would then run those instead of a model-drafted suite.
- A spec.yaml with trigger phrases and assertions — a behaviour contract for CI; `skilltest init` writes a template.
Guard findings · 0
✓ No critical or high findings
Files scanned: 5. Evidence is masked. Grey chips explain why severity was lowered.
Against the Agent Skills spec
✓ No remarks against the Agent Skills spec
Process rating: all ten parameters 53/100
- 0Result and completion. Does not say what the result is
- 0Inputs and preconditions. Does not say what the process needs to start
- 0Failures and branches. Linear process with no failure handling
- 0Progress reporting. Says nothing while it works
- 20When it triggers. No condition that starts the skill
- 100Tools and files. No external tools needed
- 100Steps. 51 steps
- 100Consistency. Name and required fields are in place
- 100Execution cost. Instruction body is 695 tokens
- 100Running it twice. No mutating operations
Everything here is measured from the skill text rather than judged by a model, so the numbers are checkable. A parameter weighs more when it is a more common reason for the process to stall.
Quality signals
- +5Description has no quoted example phrases that should trigger the skill
- +4Description does not say when NOT to use the skill (false activations)
- +3Output format is not stated: the model decides each time
- +4No input/output examples
- +1No license
- +2Single-language instructions
- +3Description length 251: enough signal without eating the budget
- +4Structure: 13 headings
- +3Step-by-step instructions: 51 items
- +4Reference files are cited in the instructions (2 of 2)
Quality base 70; lint remarks subtract, signals add up to 100. Result: 84.