AC monarch
Access Monarch Money financial data: accounts, transactions, budgets, and cashflow. Use when the user asks about their finances, spending, account balances, budget status, cashflow summaries, or wants to refresh linked bank accounts. Triggers on: 'how much did I spend', 'what's my balance', 'show my budget', 'cashflow this month', 'refresh my accounts', or any personal finance query.
As a process C 62/100 · Has gaps — weak spots: result and completion, running it twice, progress reporting
How to improve
- Your own cases (evals/evals.json, 4–6 real requests with expected answers): the full check would then run those instead of a model-drafted suite.
- A spec.yaml with trigger phrases and assertions — a behaviour contract for CI; `skilltest init` writes a template.
Guard findings · 0
✓ No critical or high findings
Files scanned: 4. Evidence is masked. Grey chips explain why severity was lowered.
Against the Agent Skills spec
✓ No remarks against the Agent Skills spec
Process rating: all ten parameters 62/100
- 0Result and completion. Does not say what the result is
- 0Progress reporting. Says nothing while it works
- 30Running it twice. 1 mutating operations with no state check
- 50Failures and branches. 0 branches, has a failure section
- 60Tools and files. Uses tools (bash, python) that frontmatter does not declare
- 70When it triggers. States when to use, but not when not to
- 70Inputs and preconditions. Inputs and preconditions are listed
- 100Steps. 5 steps
- 100Consistency. Name and required fields are in place
- 100Execution cost. Instruction body is 459 tokens
Everything here is measured from the skill text rather than judged by a model, so the numbers are checkable. A parameter weighs more when it is a more common reason for the process to stall.
Quality signals
- +5Description has no quoted example phrases that should trigger the skill
- +4Description does not say when NOT to use the skill (false activations)
- +3Output format is not stated: the model decides each time
- +1No license
- +2Single-language instructions
- +3Description length 386: enough signal without eating the budget
- +4Structure: 9 headings
- +3Step-by-step instructions: 5 items
- +4Has examples (7 code blocks)
- +3All 2 scripts are documented
Quality base 70; lint remarks subtract, signals add up to 100. Result: 87.