SKILLEMALL.ai

AC vestafolio-achat-vs-location

Compare final net wealth between buying a primary residence with a mortgage and renting while investing savings, over a chosen horizon, using Vestafolio's simulator API, after asking the simulator's questions (available savings first, market assumptions, purchase scenario, rent scenario). Use when a user asks whether to buy or rent, "acheter ou louer", "est-ce rentable d'acheter ma résidence principale", rent vs buy break-even, or what owning really costs versus renting in France.

ClawHub Agent Skills author: Vestafolio v1.0.2 MIT-0 2 files body ≈ 2 925 tokens Open the sourceclawhub.ai analyzed 3 d ago

Compare final net wealth between buying a primary residence with a mortgage and renting while investing savings, over a chosen horizon, using Vestafolio's…

As a process C 64/100 · Has gaps — weak spots: inputs and preconditions, running it twice, progress reporting

IntegrationInfrastructuretype and topics are labelled automatically from the skill text
JSON
Technical rating
A
97/100
safety, quality, tests
Safety 60%
100
Quality 40%
92
Run on models
none yet
Process rating
C
64/100
Has gaps
Inputs and preconditions w 11
0
Progress reporting w 2
0
Running it twice w 4
30
the three weakest of ten parameters · all ten

The same skill appears in 1 more place: ClawHub

How to improve

    For the model run — optional
    • Your own cases (evals/evals.json, 4–6 real requests with expected answers): the full check would then run those instead of a model-drafted suite.
    • A spec.yaml with trigger phrases and assertions — a behaviour contract for CI; `skilltest init` writes a template.

    Guard findings · 0

    ✓ No critical or high findings

    Files scanned: 2. Evidence is masked. Grey chips explain why severity was lowered.

    Against the Agent Skills spec

    ✓ No remarks against the Agent Skills spec

    Process rating: all ten parameters 64/100

    • 0Inputs and preconditions. Does not say what the process needs to start
    • 0Progress reporting. Says nothing while it works
    • 30Running it twice. 3 mutating operations with no state check
    • 60Tools and files. Uses tools (bash, web, python) that frontmatter does not declare
    • 60Result and completion. Output format stated, no completion criterion
    • 60Failures and branches. 2 branches
    • 70When it triggers. States when to use, but not when not to
    • 100Steps. 41 steps
    • 100Consistency. Name and required fields are in place
    • 100Execution cost. Instruction body is 2925 tokens

    Everything here is measured from the skill text rather than judged by a model, so the numbers are checkable. A parameter weighs more when it is a more common reason for the process to stall.

    Quality signals

    • +4Description does not say when NOT to use the skill (false activations)
    • +1No license
    • +2Single-language instructions
    • +5Description quotes 2 example trigger phrases
    • +3Description length 485: enough signal without eating the budget
    • +4Structure: 10 headings
    • +3Step-by-step instructions: 41 items
    • +3Output format is stated explicitly
    • +4Has examples (2 code blocks)

    Quality base 70; lint remarks subtract, signals add up to 100. Result: 92.

    External checks

    ClawHub: clean
    The skill is a disclosed buy-versus-rent calculator integration that asks before sending limited inputs to Vestafolio and does not install code or persist data.
    LLM: benign (high) · VirusTotal: · 9 Sept 2026