AC debt-blitz-planner
Compare debt payoff strategies with real amortization math: avalanche (highest APR first), snowball (smallest balance first), and minimum-only baseline. Shows exact debt-free dates, total interest paid, interest saved, and freed-minimum cascading. Use when the user has credit card debt, student loans, or multiple debts and asks which to pay first, how long until debt-free, or whether to pay off small balances or high rates first.
Compare debt payoff strategies with real amortization math: avalanche (highest APR first), snowball (smallest balance first), and minimum-only baseline.
As a process C 63/100 · Has gaps — weak spots: result and completion, inputs and preconditions, failures and branches
How to improve
- Your own cases (evals/evals.json, 4–6 real requests with expected answers): the full check would then run those instead of a model-drafted suite.
- A spec.yaml with trigger phrases and assertions — a behaviour contract for CI; `skilltest init` writes a template.
Guard findings · 0
✓ No critical or high findings
Files scanned: 7. Evidence is masked. Grey chips explain why severity was lowered.
Against the Agent Skills spec
✓ No remarks against the Agent Skills spec
Process rating: all ten parameters 63/100
- 0Result and completion. Does not say what the result is
- 0Inputs and preconditions. Does not say what the process needs to start
- 0Failures and branches. Linear process with no failure handling
- 0Progress reporting. Says nothing while it works
- 100Tools and files. No external tools needed
- 100Steps. 36 steps
- 100When it triggers. States when to use and when not to
- 100Consistency. Name and required fields are in place
- 100Execution cost. Instruction body is 1441 tokens
- 100Running it twice. No mutating operations
Everything here is measured from the skill text rather than judged by a model, so the numbers are checkable. A parameter weighs more when it is a more common reason for the process to stall.
Quality signals
- +5Description has no quoted example phrases that should trigger the skill
- +3Output format is not stated: the model decides each time
- -41 reference files, but SKILL.md never points to them: the model will not open them
- -31 of 2 scripts are never mentioned in SKILL.md
- +2Single-language instructions
- +4Description says when NOT to use the skill
- +3Description length 433: enough signal without eating the budget
- +4Structure: 9 headings
- +3Step-by-step instructions: 36 items
- +4Has examples (5 code blocks)
- +1License stated
Quality base 70; lint remarks subtract, signals add up to 100. Result: 82.