SKILLEMALL.ai

BD 保单照妖镜 - 保单权益保障PK擂台

保单照妖镜 - 保单权益保障PK擂台。如果你遇到不知道该如何花钱买更适合自己的保险,看到两家保险产品不知道如何比较两份保单的好坏?选用这个工具是最基础、最简单的PK工具,让你清晰了解两个产品的好坏。 上传两张或以上意外险保单(图片/PDF),自动OCR识别+LLM结构化提取,七维度科学打分对比(含理赔口碑实时搜索),生成雷达图(专业)+体检报告(小白)双视图可视化报告。 触发场景:(1) 用户上传保单图片/PDF要求比较 (2) 用户问"帮我对比一下这两个意外险" (3) 用户提到保单比较、保险对比、意外险选择 (4) 用户要求分析保单条款差异 (5) 任何涉及意外险/意外伤害保险的比较、选择、推荐需求。

ClawHub Agent Skills author: wwbwin v1.0.1 MIT-0 6 files body ≈ 770 tokens Open the sourceclawhub.ai analyzed 4 d ago

As a process D 41/100 · Unfinished process — weak spots: result and completion, when it triggers, inputs and preconditions

ProcedureInfrastructureAI and agentstype and topics are labelled automatically from the skill text
JSON
Technical rating
B
87/100
safety, quality, tests
Safety 60%
100
Quality 40%
68
Run on models
none yet
Process rating
D
41/100
Unfinished process
Result and completion w 14
0
Inputs and preconditions w 11
0
Failures and branches w 10
0
the three weakest of ten parameters · all ten

How to improve

  1. Say in the description WHEN to use the skill ("use when…", example requests): that is the agent's main cue.
For the model run — optional
  • Your own cases (evals/evals.json, 4–6 real requests with expected answers): the full check would then run those instead of a model-drafted suite.
  • A spec.yaml with trigger phrases and assertions — a behaviour contract for CI; `skilltest init` writes a template.

Guard findings · 0

✓ No critical or high findings

Files scanned: 6. Evidence is masked. Grey chips explain why severity was lowered.

Against the Agent Skills spec

  • warning name-format name should be kebab-case (lowercase letters, digits, hyphens)
  • warning description-no-when description does not say WHEN to use the skill (no "use when")

Process rating: all ten parameters 41/100

  • 0Result and completion. Does not say what the result is
  • 0Inputs and preconditions. Does not say what the process needs to start
  • 0Failures and branches. Linear process with no failure handling
  • 0Progress reporting. Says nothing while it works
  • 20When it triggers. No condition that starts the skill
  • 40Consistency. Frontmatter name (保单照妖镜 - 保单权益保障PK擂台) differs from the folder (baodan-zhaoyaojing)
  • 60Tools and files. Uses tools (python) that frontmatter does not declare
  • 100Steps. 38 steps
  • 100Execution cost. Instruction body is 770 tokens
  • 100Running it twice. No mutating operations

Everything here is measured from the skill text rather than judged by a model, so the numbers are checkable. A parameter weighs more when it is a more common reason for the process to stall.

Quality signals

  • +5Description has no quoted example phrases that should trigger the skill
  • +4Description does not say when NOT to use the skill (false activations)
  • +3Output format is not stated: the model decides each time
  • -31 of 1 scripts are never mentioned in SKILL.md
  • +1No license
  • +2Single-language instructions
  • +3Description length 306: enough signal without eating the budget
  • +4Structure: 10 headings
  • +3Step-by-step instructions: 38 items
  • +4Has examples (3 code blocks)
  • +4Reference files are cited in the instructions (2 of 2)

Quality base 70; lint remarks subtract, signals add up to 100. Result: 68.

External checks

ClawHub: suspicious
This insurance comparison skill is mostly coherent, but it should be reviewed because it handles sensitive policy documents, performs external reputation searches, and opens a saved HTML report without clear consent controls.
LLM: suspicious (medium) · VirusTotal: · 29 May 2026