SKILLEMALL.ai

AD financial-report-analysis

财务报表分析技能。当用户上传财务报表 Excel 文件(包含资产负债表、利润表、现金流量表等 Sheet)并请求分析时, 站在资深财务专家视角,自动输出完整的财务分析报告,包含:报表项目增减变动表、 资产结构变动表、利润表结构变动表、财务比率综合分析(盈利/偿债/营运/成长能力指标), 以及专家综合分析总结与建议。 触发词:财务报表分析、分析财报、财务分析、资产负债表分析、利润表分析、现金流分析、 财务指标、盈利能力、偿债能力、营运能力、成长能力、ROE、ROA、毛利率、净利率、 流动比率、资产负债率、财务健康诊断、报表解读、财报分析。

ClawHub Agent Skills author: yinfeihaaaaaaaaaaa v1.0.0 MIT-0 3 files body ≈ 653 tokens Open the sourceclawhub.ai analyzed 3 d ago

As a process D 49/100 · Unfinished process — weak spots: result and completion, when it triggers, inputs and preconditions

AnalyzerData and analyticsInfrastructuretype and topics are labelled automatically from the skill text
JSON
Technical rating
A
90/100
safety, quality, tests
Safety 60%
100
Quality 40%
75
Run on models
none yet
Process rating
D
49/100
Unfinished process
Result and completion w 14
0
Inputs and preconditions w 11
0
Failures and branches w 10
0
the three weakest of ten parameters · all ten

How to improve

  1. Say in the description WHEN to use the skill ("use when…", example requests): that is the agent's main cue.
For the model run — optional
  • Your own cases (evals/evals.json, 4–6 real requests with expected answers): the full check would then run those instead of a model-drafted suite.
  • A spec.yaml with trigger phrases and assertions — a behaviour contract for CI; `skilltest init` writes a template.

Guard findings · 0

✓ No critical or high findings

Files scanned: 3. Evidence is masked. Grey chips explain why severity was lowered.

Against the Agent Skills spec

  • warning description-no-when description does not say WHEN to use the skill (no "use when")

Process rating: all ten parameters 49/100

  • 0Result and completion. Does not say what the result is
  • 0Inputs and preconditions. Does not say what the process needs to start
  • 0Failures and branches. Linear process with no failure handling
  • 0Progress reporting. Says nothing while it works
  • 20When it triggers. No condition that starts the skill
  • 40Consistency. Frontmatter name (financial-report-analysis) differs from the folder (fin-report-analysis)
  • 100Tools and files. No external tools needed
  • 100Steps. 34 steps
  • 100Execution cost. Instruction body is 653 tokens
  • 100Running it twice. No mutating operations

Everything here is measured from the skill text rather than judged by a model, so the numbers are checkable. A parameter weighs more when it is a more common reason for the process to stall.

Quality signals

  • +5Description has no quoted example phrases that should trigger the skill
  • +4Description does not say when NOT to use the skill (false activations)
  • +3Output format is not stated: the model decides each time
  • +1No license
  • +2Single-language instructions
  • +3Description length 271: enough signal without eating the budget
  • +4Structure: 16 headings
  • +3Step-by-step instructions: 34 items
  • +4Has examples (1 code blocks)
  • +3All 1 scripts are documented

Quality base 70; lint remarks subtract, signals add up to 100. Result: 75.

External checks

ClawHub: clean
This skill coherently analyzes a user-provided Excel financial report locally and generates a Markdown report, with a disclosed but noteworthy automatic dependency-install step.
LLM: benign (high) · VirusTotal: · 29 May 2026