BF cost-of-capital-toolkit
Estimates discount rates and the optimal financing mix — riskfree rate in any currency, equity risk premium including country risk, bottom-up and total betas, synthetic credit ratings from interest coverage, cost of debt, market value of debt, WACC, the implied equity risk premium solved from current index levels, and the cost-of-capital schedule across debt ratios that locates the optimal debt ratio, with an APV cross-check and a stress test under rating constraints. Bundles Damodaran's rating and spread tables, Altman default probabilities, industry-average betas and multiples, and country risk premiums, each tagged with its vintage. Use when estimating a discount rate, WACC, hurdle rate, cost of equity or cost of debt, unlevering or relevering a beta, when a company has no credit rating, when estimating the equity risk premium priced into the market, when looking up a sector beta or country risk premium, when converting a rate between currencies, or when finding or stressing an optimal capital structure.
Estimates discount rates and the optimal financing mix — riskfree rate in any currency, equity risk premium including country risk, bottom-up and total betas…
As a process F 31/100 · No process to follow — References files that are not bundled: resources/methodology.md
How to improve
- The text references files that are not there: add them or drop the references.
- Your own cases (evals/evals.json, 4–6 real requests with expected answers): the full check would then run those instead of a model-drafted suite.
- A spec.yaml with trigger phrases and assertions — a behaviour contract for CI; `skilltest init` writes a template.
Guard findings · 0
✓ No critical or high findings
Files scanned: 8. Evidence is masked. Grey chips explain why severity was lowered.
Against the Agent Skills spec
- warning
missing-refreference to a missing file: resources/methodology.md
Process rating: all ten parameters 31/100
- 0Tools and files. 1 referenced file(s) missing: resources/methodology.md
- 0Result and completion. Does not say what the result is
- 0Inputs and preconditions. Does not say what the process needs to start
- 0Failures and branches. Linear process with no failure handling
- 0Progress reporting. Says nothing while it works
- 20When it triggers. No condition that starts the skill
- 30Running it twice. 7 mutating operations with no state check
- 70Execution cost. Instruction body is 4797 tokens
- 100Steps. 9 steps
- 100Consistency. Name and required fields are in place
Everything here is measured from the skill text rather than judged by a model, so the numbers are checkable. A parameter weighs more when it is a more common reason for the process to stall.
Quality signals
- +5Description has no quoted example phrases that should trigger the skill
- +4Description does not say when NOT to use the skill (false activations)
- +3Description length 1022: 120–800 characters recommended
- +3Output format is not stated: the model decides each time
- +1No license
- +2Single-language instructions
- +4Structure: 14 headings
- +3Step-by-step instructions: 9 items
- +4Has examples (13 code blocks)
Quality base 70; lint remarks subtract, signals add up to 100. Result: 75.